How Much Is a New Carrier HVAC System—and How Can You Pay for It?
When it comes to home comfort, Carrier is one of the most trusted names in heating and cooling—and as a Factory Authorized Carrier Dealer network serving Denver Metro and beyond, Carrier Colorado helps Coloradans choose the right system at the right price.
Carrier HVAC system costs can vary widely based on system type, efficiency level, and installation needs, but most homeowners can expect installed pricing between $2,000 and $45,000. Below, we’ll break down typical Carrier system costs, what impacts your final price, and how financing and rebates can make upgrading more affordable.
How Much Does a Carrier HVAC System Cost?
Every home is different, which is why Carrier offers a wide range of HVAC solutions to match your comfort needs and budget.
Carrier Central Air Conditioner Cost: $3,000–$15,000+
Carrier central air conditioners are ideal for homes with existing ductwork. Entry-level systems offer reliable cooling at a lower price point, while high-efficiency models with variable-speed compressors deliver quieter operation, improved humidity control, and lower energy bills. There are several central air conditioner models available from Carrier between $3,000 and $15,000 or more.
Carrier Ductless Mini Split Cost: $2,000–$10,500
Carrier ductless mini splits are perfect for zoned comfort, home additions, garages, and homes without ductwork. Pricing depends on the number of indoor units (zones), system size, and efficiency level, and can range anywhere from $2,000 to $10,500.
Carrier Gas Furnace Cost: $3,800–$10,000+
Carrier gas furnaces range from dependable single-stage models to advanced variable-speed systems designed for maximum efficiency and comfort. Higher-efficiency furnaces cost more upfront but can significantly reduce heating expenses over time. Expect gas furnaces to range from $3,800 to over $10,000 depending on the model, efficiency, and smart technology capabilities.
Carrier Geothermal System Cost: $12,000–$45,000
Carrier geothermal systems have the highest upfront investment—from $12,000 to $45,000—but they also offer the lowest long-term operating costs. These systems use stable underground temperatures to deliver exceptional efficiency and long system life.
What Affects Your Carrier HVAC Price?
Your final price depends on several important factors, including:
HVAC System Size (Tonnage)
Larger homes require higher-capacity systems, which can cause the overall price of the HVAC unit to rise. A properly sized Carrier system ensures comfort, efficiency, and long-term reliability.
HVAC Energy Efficiency (SEER2 Rating)
Higher SEER2 ratings mean better efficiency and lower monthly energy bills. While high-efficiency systems cost more initially, many homeowners see faster payback through energy savings and, sometimes, rebates (we’ll cover more on these later!).
Comfort Technology
Advanced Carrier features, like those listed below, can increase upfront cost but improve comfort and performance:
- Variable-speed blowers
- Inverter-driven compressors
- Two-stage heating and cooling
- Smart thermostat compatibility
Installation Requirements
Installation complexity plays a major role in total cost. Pricing can increase if your home needs:
- Ductwork modifications, repair, or replacement
- Electrical upgrades
- Challenging attic or crawlspace access
Home Efficiency
Insulation quality, air sealing, and window performance affect system sizing and efficiency. Improving these areas can sometimes reduce the size—and cost—of your HVAC system.
Save With Financing and HVAC Rebates
Large purchases, even wise investments, require budget considerations—how are you going to pay for a new HVAC system?
For starters, choosing the right Factory Authorized Carrier Dealer, like one from the Carrier Colorado network, can provide you with not only superior service and installation, but access to affordable financing options. Many of our expert Carrier dealers partner with Wells Fargo and/or Microf to convert your high-efficiency HVAC upgrade into manageable monthly payments.
Additionally, working with a Carrier expert means working with a team knowledgeable about available rebates and incentives. There are manufacture rebates, like Carrier Cool Cash, that can make a new Carrier system more affordable than ever. These can often be paired with state and local utility rebates for even more savings.
The Colorado Energy Office (CEO) has available rebates through registered program contractors, so check our dealer network for any qualifying HVAC contractors.
There are several rebate programs available to Coloradans based on where you live and who your utility company is. Xcel Energy, for example, has rebates available on qualifying high-efficiency heating and cooling equipment for Denver Metro users.
These programs can significantly reduce the total cost of your new Carrier system. Have your Carrier Colorado dealer help you identify and apply eligible rebates for you.
Get a Carrier HVAC Estimate Today
Online pricing ranges are helpful for initial planning and upgrade considerations, but the most accurate way to determine your cost is with a professional in-home evaluation. A Factory Authorized Carrier Dealer from Carrier Colorado will assess your home, discuss comfort goals, and provide a detailed, no-pressure estimate.
Upgrade your comfort with confidence—powered by Carrier and installed by experts you can trust. Find a Dealer near you serving Denver Metro and beyond.